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Dubai Mortgage Calculator — PropVibe
Dubai Mortgage Calculator
Monthly payments, eligibility & full cost breakdown
Free tool
Mortgage Calculator
Eligibility Checker
Buy vs Rent
Expat / Foreigner
UAE National
Expats can borrow up to
80% LTV
for properties under AED 5M. Minimum down payment is
20%
. Maximum mortgage term is
25 years
.
Property Price (AED)
AED
Down Payment
%
Down payment amount:
AED 0
Loan Term (years)
5 years
10 years
15 years
20 years
25 years
Interest Rate
%
Rate Type
Fixed rate
Variable rate
Calculate Mortgage
UAE banks use the
Debt Burden Ratio (DBR)
rule — your total monthly debt payments cannot exceed
50% of your monthly salary
.
Monthly Salary (AED)
AED
Existing Monthly Debts (AED)
AED
Interest Rate
%
Preferred Loan Term
15 years
20 years
25 years
Check My Eligibility
Compare the true cost of
buying with a mortgage
vs
renting
the same property over time.
Property Price (AED)
AED
Annual Rent for Same Property (AED)
AED
Down Payment %
%
Interest Rate
%
Annual Appreciation %
%
Compare Buy vs Rent